Insurance Requirement

All registered students at the University of California are required to meet the university’s health insurance mandate. Registered UC Santa Barbara undergraduate and graduate students are automatically enrolled in the UCSB Student Health Insurance Plan (UC SHIP) as a way to meet this mandate. If you have comparable insurance and you do not want to keep UC SHIP as dual coverage, you must submit a request to waive enrollment by the specified deadline

UC Student Health Insurance Plan (UC SHIP)

UC SHIP is a comprehensive insurance plan which includes Medical, Vision, Dental, and Pharmacy coverage. UC SHIP is an affordable health insurance plan tailored to the health care needs of UCSB students. The medical plan features year-round, worldwide coverage using the Anthem Blue Cross network, and includes prepaid access to care at the UCSB Student Health Center for illness or injury.

Price Comparison Sheet  | For more information email: SHSinsurance@sa.ucsb.edu

UCEAP Travel Insurance (additional coverage while abroad) 

While abroad, your primary insurance is UCEAP Travel Insurance, which is mandatory for all UCEAP participants and is included in your UCEAP Fees, billed in your UCEAP portal. You can view your insurance card and details in your UCEAP portal under Predeparture - Insurance. It covers all medical expenses and prescription medications 100% anywhere in the world on a reimbursement basis. 

However, it does not cover preventative care, which means that the UCEAP Travel Insurance does not satisfy UCSB's insurance requirement, and it cannot be used to waive out of UCSHIP insurance. If you have purchased different insurance that meets UCSB's waiver criteria, you may apply for a UCSHIP waiver. If you do not waive out of UCSHIP (or your waiver is denied) then you will be billed for UCSHIP at a reduced rate for EAP participants of $338/quarter to your UCSB BARC account.

Health, Safety, and Travel Insurance

How to Use the UC Student Health Insurance Plan (UC SHIP)

All registered UCSB students have access to in-clinic services provided by Student Health Services (except those who are defined as 'Student Employees' by the Registrar's Office). Only students enrolled in the UC Student Health Insurance Plan (UC SHIP) have financial coverage for medical, mental health, dental, vision, prescription, and travel insurance benefits provided by the full plan.

*PLEASE NOTE* Student Health is not affiliated with any outside private insurance carriers, and cannot bill directly to your private insurance, a waived student will be charged discounted "registered student" fees to their BARC billing account for visits and services received at Student Health. Students can access an itemized statement to submit a claim for reimbursement.

UC SHIP Insurance Grant

Depending on your financial need, you may be eligible to have your UC SHIP premium fully or partially covered by a UC Health Insurance Grant from the Office of Financial Aid & Scholarships. Please note that your financial aid award will change if you waive out of UC SHIP.  

For more details

The Gaucho Student Health Insurance Plan (SHIP) Advisory Committee was established in Fall 2013 to oversee the functioning of the UCSB student insurance program and to provide broad input from campus stakeholders in annual plan benefit design and premium negotiations. The Committee includes representation from both undergraduate and graduate students, university officials, and representatives from campus student services. They make annual recommendations for SHIP changes to the Chancellor, through the Vice-Chancellor for Student Affairs and the Dean of the Graduate Division.

Meetings begin in early Fall to consider changes for the next school year, with a final decision by mid-February. The Committee members welcome feedback and suggestions by email

Looking for ways to get more involved on campus?  Become a Student Representative on the UC SHIP EXECUTIVE OVERSIGHT BOARD.

As a student representative on the UC SHIP EOB, you have the opportunity to review and evaluate the UC SHIP benefits and the plan's financial performance. This shared governance structure ensures organized dialogue between students and administration about the benefits offered by UC SHIP. 

How it works. The student government from each campus selects one graduate and one undergraduate as a representative to sit on the UC SHIP EOB to review and vote annually on UC SHIP benefits (e.g., medical, pharmacy, dental, vision, and behavioral health coverage).

The EOB meets once a month, during the academic year, to review the financial performance of the plan. They also make recommendations on how to balance new requests while maintaining affordable health plan costs for students. For more information on becoming an EOB member, contact sa-shsinsurance@ucsb.edu.

Note: Student representatives must be enrolled in the Student Health Insurance Plan (UC SHIP).