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Announcing...GAUCHO HEALTH INSURANCE


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Patient Rights & Responsibilities of UC SHIP Members

If you are a member of UC SHIP, Student Health serves you in two ways: as your health care provider and the gatekeeper of your health insurance plan. All of the Patient Rights and Responsibilities apply to students enrolled in UC SHIP. In addition, as a UC SHIP member, you also have the following rights and responsibilities.

As a UC SHIP member, you have the right to:

  • Understand How the Plan Works
  • Request information, and have your questions answered, about:
    • The benefits of UC SHIP
    • The providers available to serve you at SH and in the medical community
    • How to receive access to care, both at SH and off-campus
    • How to waive the plan if you have comparable major medical insurance coverage
    • How to express grievances or provide suggestions concerning the plan
  • Receive Appropriate Access to Health Services
  • Obtain authorization and appropriate levels of payment for medically necessary services covered by the plan, including:
    • Coverage of emergency care services as specified in the plan
    • Authorizations and references for visits to a specialist, based on an approved treatment plan
    • Coverage for hospitalization as specified in the plan
  • Receive a written "Notice of Privacy Practices" that explains how your protected health information will be used and disclosed.

You have the responsibility to:

  • Provide information about your insurance if you have dual coverage
  • Learn About the Plan
    • Become knowledgeable about the covered benefits, limitations and exclusions of UC SHIP. Know and abide by the administrative and operational procedures of the plan. Please read the brochure.
  • Meet Your Financial Obligations
    • Make a good-faith effort to meet your financial obligations under the plan, including paying premiums (included with your registration fees) and any co-payments
  • Be Open
    • Provide information relevant to your participation in the plan and use of plan benefits
  • Let Us Know How We're Doing
    • Use established complaint resolution procedures to address any concerns you may have about the plan